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Values create value

In line with our vision to be the most preferred financial services partner for all stakeholders by embodying the values of knowledge, action, care and impact, our ambition is to offer the full spectrum of financial services across retail and wholesale verticals.

Khushru Jijina

Managing Director
Khushru Jijina


Piramal Capital & Housing Finance (PCHF), wholly owned subsidiary of Piramal Enterprises Limited (the flagship company of Piramal Group), is registered as a housing finance company with National Housing Bank (NHB) and engaged in various financial services businesses. It provides both wholesale and retail funding opportunities across sectors. In real estate, the platform provides housing finance and other financing solutions across the entire capital stack ranging from early stage private equity, structured debt, senior secured debt, construction finance and flexi lease rental discounting. Hospitality sector financing is a recent foray of PCHF. Here we are providing financing solutions to hotels which will be operated by branded players in established and emerging markets. The wholesale business in non-real estate sector includes separate verticals - Corporate Finance Group (CFG) and Emerging Corporate Lending (ECL). CFG provides customized funding solutions to companies across sectors such as infrastructure, renewable energy, roads, industrials, auto components etc. while ECL focuses on lending towards Small and Medium Enterprises (SMEs).

The introduction of retail lending was a natural progression attributed to the size, scale and growth of the company’s financial services business. The Housing Finance’s strength lies in its rich experience and its network in the wholesale lending and construction space.

PCHF through its group companies provides customized strategies for institutional and retail investors such as Mumbai Redevelopment Fund focused on slum rehabilitation and Apartment Fund focused on bulk buying individual units (Through Piramal Fund Management) and strategic partnerships with leading global pension funds such as CPPIB, APG and Ivanhoe Cambridge.

Awards & Recognitions:
Year Award
2018 Ranked 1st amongst India’s Great Mid-Size Workplaces by Great Place to Work Institute
2018 MCHI CREDAI Golden Pillar Awards: Piramal Housing Finance - Emerging Home Loan Provider of the Year and Piramal Finance for Leading Real Estate Project Finance Company of the Year 2018
2016, 2017 Great Places to Work in Financial Services
2015, 2016, 2017 Best Overall Investment Manager (India) by Euromoney’s Real Estate Awards for 3 years in a row
2014, 2016 Firm of the Year (India) by the PEI Global Private Equity Real Estate (PERE) awards
2014 Best Domestic Fund House by CNBC Awaaz

Year Award
2018 Visionary in Real Estate Financing – NDTV Property Awards
2018 Entrepreneur of the year in the financial services industry by Asia Pacific Entrepreneurship Awards (APEA)
2017 Business Leader of the year: Global Real Estate Congress
2016-17 Asia One: Global India
2018 Mr. Khushru Jijina awarded 'CXO of the Year' at the 10th Realty Plus Conclave & Excellence Awards - West