Home Loan
The first steps towards home ownership can be extremely rewarding with highly-flexible home loans from Piramal Capital & Housing Finance. From quick and easy disbursal to hassle-free processing, your dream of owning a new home is now easily within reach
Money Saver Home Loan
Money Saver is an exclusive offer for select* customers only. Under this product you are eligible to get up to 12 EMIs* waive off in your loan tenure
Super Loan
If you have found the perfect first home to buy, but it seems slightly beyond your budget, then a Super Loan from Piramal Capital & Housing Finance may be the perfect offering for you. With extended eligibility, higher disbursals and easier repayment, you can now buy your dream home easily.
Advantage Loan
Buying your first home can be incredibly an rewarding experience. With advantage loans from Piramal Capital & Housing Finance, you can easily transform your dream of owning a home into reality with some incredible advantages exclusive to you.
Pradhan Mantri Awas Yojana
Buying your first home is one of most important decisions of your life. It's a dream come true and you want it to be nothing but the best. Our loans, designed for first-time home buyers just like you, will ensure that finances don't hold you back from bringing your aspirations to life. Club the home loan with the Pradhan Mantri Awas Yojana (PMAY) and make owning a home even more affordable.
Gruh Setu
Struggling to get conventional home loans due to cash salaries, advancing age or employment in partnerships and proprietorships? With Gruh Setu from Piramal Capital & Housing Finance, you can easily get access to the perfect loan to fulfil your dream of home ownership.
Construction Loan
Sometimes the best homes are the ones that we dream of. With construction loans from Piramal Capital & Housing Finance, you can easily bring your dream home to reality, on the perfect plot of land.
Home Renovation Loan
Give your existing home the facelift it deserves with home renovation loans from Piramal Capital & Housing Finance. With our home renovation loans, you and your loved ones can upgrade your home without having to resort to using your savings and investments.
Home Extension Loan
Growing families need a home that grows with them and meets their needs in the future. With home extension loans from Piramal Capital & Housing Finance, you can enhance your home and make it bigger and better for your loved ones.
Balance Transfer
Want to top-up your home loan, or maybe you want to extend the tenure and reduce your EMI? Perhaps you feel you are paying higher interest rates than the market? Well, then it's time to switch to a better loan. With balance transfer from Piramal Capital & Housing Finance, you can transfer an existing loan and take advantage of higher loan amounts, better interest rates and simpler repayment terms.
First home benefit
Want to top-up your home loan, or maybe you want to extend the tenure and reduce your EMI? Perhaps you feel you are paying higher interest rates than the market? Well, then it's time to switch to a better loan. With balance transfer from Piramal Capital & Housing Finance, you can transfer an existing loan and take advantage of higher loan amounts, better interest rates and simpler repayment terms.
Home Loan
If going on vacation regularly appeals to you, then owning a holiday home to take a break from your hectic daily schedule definitely makes sense. With home loans from Piramal Capital & Housing Finance, you can enjoy your weekend getaways and longer holidays in the comfort of your own home away from home.
Resolution Framework 2.0 for Covid-19
This policy is in adherence to RBI circular Resolution Framework 2.0: Resolution of COVID-19 related stress of Individuals and Small businesses (DOR.STR.REC.11/21.04.048/2021-22 dated May 5, 2021). The viability of the resolution plan will be assessed, subject to the prudential boundaries laid out by RBI.
Loan Against Property
Cash flow is the lifeline of any business. As a business owner, you are familiar with the time lag between payables and receivables – you need to pay salaries immediately, but your customers will pay you after an agreed credit period. This leaves you with a temporary cash crunch, and can hurt you, especially if you are a growing business. Many enterprises use an overdraft facility to resolve cash flow issues. But we offer you a better way – a Loan Against Property.
Secured Business Loan
Cash flow issues are routine in businesses. Vendors ask for advance payments and clients ask for credit. As you grow, these cash flow issues can multiply. Our Secured Business Loan has been tailored to help you tide over these competing demands and juggle your monthly finances effectively.
Piramal Saarthi
With Saarthi, get the funding to power your dreams with the help of your own property. Piramal Saarthi, a secured business loan, accepts a wide range of property types to enable a loan solution that will help you achieve your dreams.
Loan Against Property
To grow your business, you must invest in it. Be it upgrading your machinery, redoing your place of business or expanding to new markets, you need to continuously infuse funds into a business to take it places. One of the best ways to raise funds is to leverage passive assets like property. Our Loan Against Property helps businesses like yours raise funds for capital expenses at competitive interest rates..
Secured Business Loan
As a business owner, we understand you are constantly looking for ways to grow your enterprise. You may want to establish a presence in a new market, or embrace digital transformation, or invest in new machinery that will give you a competitive edge – all of this requires funds. Our Secured Business Loans are a great way to finance your growth aspirations.
Loan Against Property
Do you spend a lot of energy and time on dealing with multiple creditors? Are you paying a high interest rate on your business loans? Do you want to streamline your loan repayments? Then your answer is to consolidate your debt with our simple and easy Loan Against Property.
Secured Business Loan
Over time, as a business owner you tend to accrue debt from multiple sources. Some of it may be borrowings from friends and relatives and some may even be high cost loans. The best way to streamline your debt is by consolidating it. It's more efficient and often works out to be more affordable. Get a secured business loan up to Rs 25 lakh from us and consolidate your debt today.
Loan Against Property
As a practising professional, you are constantly looking for ways to expand your practice. If you are a doctor, you may want to invest in new equipment; or if you are a lawyer or chartered accountant, you may be seeking to expand or redo your office space. But to grow you practice, you need to invest. And our Loan Against Property are just the solution you need.
Secured Business Loan
Our Secured Business Loans can help you expand your practice and grow your income. Use funds from our loans to buy new equipment, renovate your office or invest in digital transformation.
Piramal Suvidha EMI
Here is a Business Loan that takes your convenience of repayment into consideration. Piramal Suvidha EMI gives you the option of smaller, fortnightly repayments as compared to a monthly EMI. This product is devised to give you more control over your cash flow so you can manage your business according to your convenience.
Resolution Framework 2.0 for Covid-19
This policy is in adherence to RBI circular Resolution Framework 2.0: Resolution of COVID-19 related stress of Individuals and Small businesses (DOR.STR.REC.11/21.04.048/2021-22 dated May 5, 2021). The viability of the resolution plan will be assessed, subject to the prudential boundaries laid out by RBI.
Real Estate Financing
Offering early stage equity to late stage debt covering mezzanine & structured debt, construction finance, lease rental discounting, loan against property as well as bulk buying apartments.
Corporate Finance Group
Custom solutions for non-real estate businesses across sectors ranging from infrastructure, renewable energy, power, telecom, entertainment, industrials and auto components.
Emerging Corporate Lending
Catering to financing emerging and mid-market businesses, targeting transactions ranging from INR 10 to 100 crores across sectors.
Capital Markets & Advisory
Building a relationship-driven lending business and offering customized solutions for every product need of all Corporates across the risk curve.
RBI COVID-19 Package
To minimise the impact of lockdown due to the spread of COVID-19 virus on the financial sector, RBI came out with a Covid-19 package on March 27, 2020 with multiple measures which included moratorium on financial instalments for borrowers amongst others.
Resolution Framework for Covid-19
As per RBI circular on “Resolution Framework for COVID-19-related Stress” DOR.No.BP.BC/3/21.04.048/2020-21 dated August 06, 2020 (“Covid Stress Resolution Circular” or “the Covid Framework”), Piramal Capital & Housing Finance Limited (PCHFL) has framed a Board-approved policy to implement the above mentioned resolution framework.
Pay Online
Pay Online service allows you to pay your processing fee, overdue instalments or any other charges for your loan application or your Loan Account Number (LAN).
Download Statement
This service allows you to download Loan statement ,Final IT statement, Provisional Interest Certificate for your Loan Account Number (LAN).
E-Mail/Mobile No. Updation
This service allows you to update your email id and mobile number for your Loan Account Number (LAN).
E-Mandate Registration
This service allows you to setup online debit facility for your Loan Account Number (LAN).
Watch demo for E-Mandate registration through
NACH Cancellation
This service allows you to request for NACH cancellation for your loan accounts.
Application Status Tracker
This service allows you to track your loan application status.
Frequently Asked Questions
This sections aims at resolving your queries related to your loan application or your Loan Account Number (LAN).
Contact Us
Under this section you will find addresses of all our branches.
